Manufacturing Insurance

Manufacturing Insurance.

Manufacturing or services to this sector?

Whether you manufacture a complete product, supply a component part to a third party or perhaps assemble you are faced with many risks, not only at your premises but from third parties and circumstances out of your control.

If you are small manufacturer then chances are a standard Commercial Combined insurance product will suit, infact when it comes to manufacturing insurance there are many policies available, some very specific to certain manufacturing industries.

The standard Commercial Combined insurance for manufacturing typically covers:

Property Damage
Theft
Computers
Business Interruption
Goods in Transit
Money
Public & Products Liability
Employers Liability
and further options to suit your business!

But is this the best option for your business?

Just because you require manufacturing insurance doesn't mean you will automatically get a standard product. Whilst a commercial combined insurance policy has a "one size fits all" approach, we pull this apart.

You may have a manufacturing process that could be higher risk, increaseing the overall Commercial Combined insurance premium - We may take the liability away from the main commercial combined insurance policy and place it with an insurer that has more appetite for your type of business.

Stock insurance - large fluctuations in stock could be costing you more than you think. Insuring for the worst case scenario (maximum amount of stock you have at any one time) might not be the best thing to be doing - we look at options where you only pay for the amount of stock you have at any one time - simple but effective in cost management.

Goods in Transit insurance, just because you move products around and perhaps use carriers

Slightly out of the norm?

No problem, we are able to place high risk product liability, safety critical components and manufacturing.

USA & Canada

We can place manufacturing companies with a high USA & Canada turnover. Many insurers have an issue with the US & Canada and generally limit there exposure. We deal with insurers and underwriters that understand this market.

Import & Distribution

Do you rely on companies in other parts of the world, if so what will you do if they can't supply you due to a fire at their premises? How much will your business suffer? Believe it or not we see many businesses that rely on a single supplier for the majority of their business - imagine the consequenses to your business if your supply was lost overnight?

With access to the standard, the not so standard, Lloyds and London Market insurers you can be sure that not only do we understand your business we can place even the most high risk of trades!

What our clients have to say!

Within 72 hours Real had reduced our premium by 50%, on overall saving to the company of £25,000
Medium Sized Construction Company - Mansfield.